These days, the American Dream is often termed the American Nightmare. Hellish hours are the consistent norm as of 2012, with an estimated 60% of the population of the United States working at minimum of 40 hours per week, 50 weeks per year just to cover their basic cost of living. For the most part, people are living paycheck to paycheck, barely skimming by and having just enough to pay their basics. In some cases, people are choosing to juggle their bills, paying something late this month and then switching something else the following month so they can just manage to squeeze by. For these 60% who are living on borrowed money, there is no existence outside of work. Instead, there is only the endless treadmill grind if 40 hour work weeks and mandatory overtime until you are finally old enough to be “allowed” to call it quits at the age of 65.